Automatic savings, rebates, discounts, and reward points specialist Offermatic announced a new business model for deals and offers which completely changes the way consumers save money, and how merchants acquire and retain customers.

With Offermatic consumers have a simple and powerful way to save money automatically through their existing credit or debit card without any need to get coupons, codes, and vouchers. All they need is to sign up for the free service online and link one or more cards after which Offermatic anonymously and securely reviews purchase history and identifies highly targeted and relevant money saving offers from merchants. Offers are between $5 and $100, and rebates are applied directly to the user's debit or credit card after a purchase is made. No coupons needed.

For merchants, better targeting equals better results. Offermatic is the first company to enable permission-based targeting of consumers based on their actual spending history -- the "spending graph." Rather than broad targeting of promotional offers, merchants can now use precision hyper-targeting, improving conversion rates by 10X - 100X over existing online or offline targeting methods. The accuracy of this new approach eliminates waste in marketing spend and allows the merchant to shift spend from marketing and advertising to the actual customer offer or deal.